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Apr 9, 2009
World's cheapest car goes on sale in India

MUMBAI--The world's cheapest car went on sale on Thursday, with dealers and the company behind it confident of strong demand despite a slump in global car sales amid the world economic downturn.

Bookings opened for orders of Tata Motors' 100,000 rupee (2,000 dollars) Nano at dealerships around the country, with a spokesman describing sales as "encouraging".

A steady trickle of customers was seen at Concorde Motors in central Mumbai soon after opening, and by the end of the morning five people had booked a Nano and about a dozen had picked up application forms, which cost 300 rupees each.


Posted at 04:23 am by jackandjill
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Mar 4, 2009
Making Friends

There can be lonely times in life where it seems impossible to find anyone you 'click' with. Maybe there's no one around, or you don't have the chance to meet many new people. Maybe you don't feel that confident about meeting people.

It may help to know that circumstances can change and bring you into contact with different groups of people. For instance, when someone new turns up at school or in your neighbourhood. Or, if you change schools or finish school and start work or uni. You can also make changes and new friends by:

  • Trying new things
  • Learning new skills
  • Joining a club or interest group

Posted at 01:28 am by jackandjill
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May 4, 2006
Audio interface

 

 

Gigasonic has a range of digital musical solutions which suit everyone’s needs. There is the provision of shopping by audio mixer as you browse through. The computer music category includes interface packages which consist of Edirol, usb audio interface, music software and special bundles. To record audio in to your computer, gigasonic has a wide range of audio interfaces. This includes USB and PCI audio interfaces which has premium sound quality and economically viable. These interfaces come with brand names like usb audio interface, interface midi, Line 6 and Casio Privia piano. These audio interfaces have balanced main outputs, input channels headphone outputs and balanced line inputs.


Posted at 11:46 pm by jackandjill
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Apr 5, 2006
James River Bateau

The James River Bateau was a shallow draft river craft used during the period from 1775 to 1840 to transport tobacco and other cargo on the James river and its tributaries in the state of Virginia. It was flat bottomed and pointed at both ends. The length of the bateau varied greatly, 58 feet being a common length. The bateau was propelled by bateaumen pushing with long sturdy poles. Alternate spellings of bateau include batteau, batoe and the plurals bateaux, batoes, and batteaux. Bateau is the French word for boat. In the colonial days, bateaus were used extensively in rivers throughout the eastern part of the United States, but the coverage of this article is confined to those that plied the James River in the state of Virginia.

Origin of James River bateau
Anthony Rucker. the Elder, was the original inventor and constructor of the James River Bateau in the year, 1775. It was a boat essentially different from any before that time used on the rivers of Virginia. Rucker’s design was successfully patented [1] many years after its development. The earliest known reference to the bateau comes from Thomas Jefferson’s account book, dated April 19, 1775. [2] Jefferson had been at the first launching and forty-six years later was to witness the successful patenting of the Bateau by heirs of the Rucker's.” Unfortunately, none of the original bateaus exist. Some remains were uncovered by construction workers at the site of the James River and Kanawha Canal Basin.

Tobacco and bateaus
The five Rucker brothers were among the tobacco planters in Amherst County, Va. In fact, Anthony Rucker was Tobacco Inspector for Amherst County, Virginia. [2] The need to transport large Hogshead of tobacco to the port at Richmond, Va. no doubt motivated the Rucker brothers to develop the bateau. It was just wide enough to accommodate standard hogsheads (barrels) across the floor. The tobacco hogshead became standardized by the 1760’s and measured 48 inches long and 30 inches in diameter at the head. They held about 1000 pounds of tightly packed tobacco. Larger bateaus could transport 10 or more hogsheads, depending on river conditions. Tobacco was a very profitable crop and because of cheap slave labor vast amounts of it were produced by planters along the James River basin.


Posted at 08:19 am by jackandjill
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Outrigger canoe

The outrigger canoe (Tagalog: bangka; Maori: waka; Hawaiian: wa'a) is a type of canoe featuring one or more lateral support floats known as outriggers, which are fastened to one or both sides of the main hull. The outrigger bestows greater stability and seaworthiness upon a canoe. Smaller canoes often employ a single outrigger on the port side, while larger canoes usually emply a double outrigger configuration.

History
Outrigger canoes were originally developed in the islands of Southeast Asia for sea travel. There is speculation that such forms of transport were one means by which early humans migrated to Australia and throughout Polynesia.

When Magellan's ships first encountered the Chamorros of the Mariana Islands in 1521, Antonio Pigafetta recorded that the Chamorro's sailboats far surpassed Magellan's in speed and maneuverability.

The technology has persisted into the modern age. Outrigger canoes can be quite large fishing or transport vessels, and in the Philippines, outrigger canoes (called "bangca") are often fitted with gasoline engines.

Outrigger canoe racing has become a popular canoeing sport, with numerous clubs located around the world.


Posted at 08:18 am by jackandjill
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Boat

A boat is a watercraft, usually smaller than most ships. Some boats are commonly carried by a ship or on land using trailers.

A boat consists of one or more buoyancy structures called hulls and some system of propulsion, such as a screw, oars, paddles, a setting pole, a sail, paddlewheels or a water jet.

Parts of a boat
 
Ancient boat in an Egyptian tomb painting from about 1450 BCEThe roughly horizontal, but cambered structures spanning the hull of the boat are referred to as the "deck". In a ship there are often several, but a boat is unlikely to have more than one. The similar but usually lighter structure which spans a raised cabin is a coarch-roof. The "floor" of a cabin is properly known as the sole but is more likely to be called the floor. (A floor is properly, a structural member which ties a frame to the keelson and keel.) The underside of a deck is the deck head. The vertical surfaces dividing the internal space are "bulkheads". Some are important parts of the vessel's structure. The front of a boat is called the bow or prow. The rear of the boat is called the stern. The right side is starboard and the left side is port.

It is somewhat risible in modern practice to call the command area of a large boat the "bridge". It is the cockpit or wheelhouse, depending on its design.

The compartments housing a toilet, and the toilet itself, are known as the "heads", and a trip to this area is a "head call".

In the old days, cordage intended for the delicate hands of a yacht's owner was of linen, later cotton. Therefore cordage used to control a sailing boat, tends to be referred to as "line" rather than rope. Most have specific names, but in general, lines used for raising things like sails and flags are "halyards" while the principal ones for adjusting the positions of the sails are called "sheets".

All the lines and wire collectively are referred to as "rigging". That which is set up in the yard and left is standing rigging. That which is adjustable in use is running rigging. For example, a forestay is standing rigging and a sheet or a halyard is part of the running rigging.


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Mar 29, 2006
MIDI controller

We provide keyboard and MIDI Interface in variety of models with offer bundle scheme.

Musical Instrument Digital Interface, or MIDI, is an industry-standard electronic communications protocol that defines each musical note in an electronic musical instrument such as a synthesizer, precisely and concisely, allowing electronic musical instruments and computers to exchange data, or "talk", with each other. MIDI does not

transmit audio - it simply transmits digital information about a music performance.

 

Multitrack recording ('multitracking' or just 'tracking' for short) is a method of sound recording that allows for the separate recording of multiple sound sources to create a

cohesive whole. This is the most common method of recording popular music. MIDI controller may used to boost up and provide good quality music.

 

Eventually interest developed in adapting MIDI as a consumer format, and for computer multimedia applications. In this context, in order for MIDI file content to be portable, the instrument program numbers used must call up the same instrument sound on every player.

 

General MIDI (GM) was an attempt by the MIDI Manufacturer's Association (MMA) to resolve this problem by standardizing an instrument program number map, so that for example Program Change 1 always results in a piano sound on all GM-compliant players.


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Jan 19, 2006
Home Decorations

 

Art is often seen as belonging to one social class and excluding others. In this context, art is seen as a high-status activity associated with wealth, the ability to purchase art, and the leisure required to enjoy it. The palaces of Versailles or the Hermitage in St. Petersburg with their vast collections of art as home decorations, amassed by the fabulously wealthy royalty of Europe exemplify this view. Collecting such art is the preserve of the rich.

 

However, there is a (not always deliberate) tradition of artists bringing their vision down to earth, and inhabiting a mundane, even poverty stricken, world. The life of Vincent van Goth is a classic example of this starving artist tradition. It hardly needs to be mentioned, however, that few find such a state of existence desirable, and (bearing in mind that "poverty" in this sense also connotes a certain lack of public approval or appetite) that one of the near-defining characteristics of artists is a desire to be seen universally, if not always to be understood.

 

Before the 13th century in Europe, artisans were considered to belong to a lower caste, since they were essentially manual laborers. After Europe was re-exposed to classical culture during the Renaissance, particularly in the nation states of what is now Italy (Florence, Siena), artists gained an association with high status. However, institutions of power as marks of their own status have always used arrangements of “fine” and expensive goods. This is seen in the 20th and 21st century by the commissioning or purchasing of art by big businesses and corporations as decoration for their offices.

 

 


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Dec 3, 2005
Debt consolidation

Debt consolidation is the process by which a consumer exchanges one loan for another taking various factors in to consideration. Factors such as reduction of average interest rate, reduced to one credit payment from multiple creditors, reduction of past interest or penalty charges, obtaining a payment plan as per the capability of an individual and becoming debt free individual at a faster rate.

Advantages
1. Reduction of average interest rate:
Taking multiple credit interest rate (which varies from one credit card to another) in to account will have a high interest when compared to one single credit interest for the whole amount with a low interest rate. So an individual may choose this option to reduce his interest rate.
2. Reduction to one credit payment:
An individual may use many credit cards and pay his bills for all the credit cards. This may need a good management technique depending up on the number of cards in use. If you use more number of credit cards then the planning need to be done more appropriately and executed timely where as if you have one credit card your job is done in a way simple and easily executable. One hence opts to shift from multiple loan payments to one loan payment program replacing all the rest.
3. Reduction of past interest or penalty charges:
One opting for  may go for reduction of past interest or penalty charges paid for the borrowed amount under certain options. Options include high interest rate or penalty charges placed for the credited amount, when the total amount paid in the history till date exceeds the borrowed amount, or if it is a very long duration payment program going for 5 yrs or above. Under each case stated one can reduce the past interest and penalty charges or sometimes even eliminate those and pay only the amount borrowed.
4. Obtaining a payment plan:
This payment plan is given to the consumer by thoroughly going through the personal needs of an individual, his responsibilities etc after which the debt consolidator restructures the existing plans taken by the consumer.
5. Becoming debt free at a faster rate:
Taking debt consolidation program relieves a person from debts at a faster rate than the usual time, which is required to come out of the debt. Following the plans given by a debt consolidator and proper execution of the plan will surely make an individual debt free and obtain high credit scores.

Disadvantages
1. When applying for a loan to replace another you go under the secured loan payment plan placed against an asset such as a home, car or any belongings. Hence at a risk of closing the loan through the asset placed against the loan.

2. You tend to use your credit cards again since you had paid back the credit amount through another loan. Hence the usage of credit cards ads up to your debts ending 


 


Posted at 03:33 am by jackandjill
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Credit Score

Credit score is a value assigned to the borrower depending up on various historical payment returns and current credit worth limit. The credit score is hence a value which is obtained up on calculating the statistical summary of a consumer credit report on various factors of Payment history, debt, Credit history length and the type and number of credit account existing. This is a value range between 200 and 800. The higher the credit score, the consumer is offered with best price for the products he purchases or any loan issued for him (for example in obtaining a  

Basically the is calculated using a formula provided by the Fair Isaac Corporation under the act of FCRA (Fair Credit Reporting Act ). The three national bureaucrats dealing with credit reports are Equifax, Experian and Trans Union. The credit report can vary between these three credit bureaus since the credit reporters do not submit the reports in all three bureaus. Basically it is the procedure that one's credit report is the average taken from the values of these three bureaus. There may be a small difference existing between these bureaucracies credit reports which doesn't seem to harm any of the customers credit score hence no issue has arisen till now in regards to the above.

 for further information click the link before)are as follows.

1. Payment history
This factor conquers of about 35% in your credit score. As the name suggests it is calculated on whether you have paid the payment returns on time, there has been any occurrence of bankruptcy reflected in your credit report or any other negative aspects directly influences the value of credit score.

2. Amount owned
30% of credit score is based up on the factor of how much is the amount owned by the consumer, the amount of debt already taken, is the amount very close to the credit limit etc. So it always better to maintain a low balance in all the credit cards rather than a high balance in one and a low balance in all others.

3. Length of the credit history
The length of credit history plays a part of about 15% in determining one's credit score. A longer payment history increase the credit score of a consumer because the account opened for a longer duration creates appositive impact (higher effect if there exists only one financial institution). The score also increases at times of short credit history only when the rest of the consumer's credit report (from other financial companies) shows a manageable credit history existing through them.

4. Going for a new debt
Approximately 10% of a credit score may be based upon how much a consumer is going in for a new debt. A negative impact can also occur if a consumer is going for a number of new credit accounts apart from the existing one. He could rather choose the same account for further inquires of debts.

5. Types and number of credit accounts
10% of credit score is affected by the type of credit a customer takes. The credit score goes in for a negative impact when the consumer takes loans from finance companies. Its always advisable for a consumer to limit his accounts as too many credit reports for various accounts also create a negative impact.


Posted at 03:32 am by jackandjill
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